420 Loans is a lender for cannabis and hemp commercial real estate loans that offers financing options through our proprietary network of finance professionals and lenders. We feature a variety of commercial loans program to accommodate borrowers’ needs in the cannabis & hemp industries, with loans limits ranging from $500,000 to $25 million plus.

  • Lending Guidelines

    • Loan Amounts: $500,000 – $25 million (very well qualified transactions may be higher);
    • Loan to Value (LTV): up to 70% of the Appraised Value;
    • Down Payment Assistance Available for Qualified Borrowers;
    • Interest Rates: 7% – 15%;
    • Fees: 3 – 6 points (including lender or brokerage fees);
    • Loan Term: 6 months  – 10 Years (very well qualified transactions may be longer) ;
    • Property Types: Commercial, Warehouse/Industrial, Retail Dispensary, Residential/Agriculture, Land on Case-By-Case);
    • Loan Types: Purchase, Refinance, Equity Cash out, Bridge Loan, Rehab, and Construction;
    • Additional Guideline: Lender guidelines may vary depending on property type, borrower credit, and property location. Inquire for more details.
  • Why Choose 420 Loans?

    • Capitalize & streamline your business;
    • Experienced cannabis & hemp lending team;
    • Unique financial solutions;
    • Fast underwriting and funding;
    • Stated to Full doc programs;
    • Competitive rates and fees; and
    • Lots of capital waiting to be invested.