420 Loans is a lender for cannabis and hemp commercial real estate loans that offers financing options through our proprietary network of finance professionals and lenders. We feature a variety of commercial loans program to accommodate borrowers’ needs in the cannabis & hemp industries, with loans limits ranging from $500,000 to $25 million plus.

Lending Guidelines

  • Loan Amounts: $500,000 – $25 million (very well qualified transactions may be higher);
  • Loan to Value (LTV): up to 70% of the Appraised Value;
  • Down Payment Assistance Available for Qualified Borrowers;
  • Interest Rates: 7% – 15%;
  • Fees: 3 – 6 points (including lender or brokerage fees);
  • Loan Term: 6 months  – 10 Years (very well qualified transactions may be longer) ;
  • Property Types: Commercial, Warehouse/Industrial, Retail Dispensary, Residential/Agriculture, Land on Case-By-Case);
  • Loan Types: Purchase, Refinance, Equity Cash out, Bridge Loan, Rehab, and Construction;
  • Additional Guideline: Lender guidelines may vary depending on property type, borrower credit, and property location. Inquire for more details.

Why Choose 420 Loans?

  • Capitalize & streamline your business;
  • Experienced cannabis & hemp lending team;
  • Unique financial solutions;
  • Fast underwriting and funding;
  • Stated to Full doc programs;
  • Competitive rates and fees; and
  • Lots of capital waiting to be invested.

Need funding for your cannabis business? Get started today with 420 Loans!